Essentials
Plan

Travel Start Date
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Travel End Date
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From when you plan to leave and return to your place of residence in New Zealand.
Destination
Please select your primary region of travel. Note stopovers up to six days are permitted en-route to your destination.
Adults
Children
Dependant children, under the age of 21, who are travelling with an adult are covered free of charge.
Please enter the age of all travellers in years. Note the maximum number of people on an online booking is 10.
Age of Adult Traveller(s)

Essentials

If you're on a budget and you only require limited travel insurance cover, the Essentials plan might meet your needs.

Medical expenses overseas can be very expensive. The Essentials plan includes up to $500,000 in cover for overseas medical expenses as well limited cover for a selection of other benefits.

Read the Schedule of Benefits and NZ Travel Insurance Policy Wording to determine if the Essentials plan is right for you. Cover will apply when you leave New Zealand until the expiry date shown on your certificate of insurance, or until you return to your normal place of residence, whichever is the earlier date.

Schedule of Benefits

The table below sets out a summary only of the cover that is provided under each plan and the most we will pay in total for all claims under each section.

IMPORTANT - PLEASE NOTE: A MAXIMUM TOTAL LIMIT APPLIES FOR ALL CLAIMS BY ALL INSURED PERSONS UNDER CERTAIN SECTIONS AND OTHER LIMITS, SUB-LIMITS, CONDITIONS AND EXCLUSIONS APPLY. WHERE USED, `UNLIMITED' ONLY MEANS THAT THERE IS NO CAPPED DOLLAR SUM INSURED. TERMS, CONDITIONS, LIMITS AND EXCLUSIONS APPLY AS SET OUT IN YOUR POLICY WORDING, PARTICULARLY IN SECTIONS 1a, 1,c, 1d, 1e, 1f, 1g, 1j, 2a, 2c, 2d, 2e, and 2f. ALL COSTS AND EXPENSES CLAIMED MUST BE REASONABLE.

SECTION 1: CANCELLATION / TRAVEL DISRUPTION BENEFITS Maximum Benefit
1a. Loss of Deposits $5,000
1b. Cancellation of Journey Paid in Full $5,000
1c. Curtailment $5,000
1d. Missed Connection $500
1e. Travel Delay $500
1f. Frequent Flyer Points Nil
1g. Resumption of Travel Nil
1h. Strikes and Hijacks Nil
SECTION 2: MEDICAL BENEFITS Maximum Benefit
2a. Overseas Medical Expenses~ $500,000
2b. Terrorism – Overseas Medical Expenses Nil
2c. Emergency Dental Expenses
* Emergency Dental Treatment – pain relief only Nil
* Emergency Dental Treatment – as a result of an injury Nil
2d. Incidental Hospital Expenses Nil
2e. Accompanying Person Nil
SECTION 3: LIFE BENEFITS Maximum Benefit
3a. Funeral Expenses Nil
3b. Accidental Death or Permanent Disablement Nil
3c. Accidental Death or Permanent Disablement as a Result of Terrorism Nil
SECTION 4: BAGGAGE, PERSONAL EFFECTS AND MONEY BENEFITS Maximum Benefit
4a. Personal Baggage – Total limit (including any items insured in Section 4c) $2,500
Personal Baggage Item Limit $500
Personal Baggage - special limit (electronic equipment, video and camera equipment) $500
4b. Emergency Baggage $250
4c. Specified High Value Items
Maximum Value Per Item Nil
Maximum Total Value Nil
4d. Travel Documents $500
4e. Personal Money Nil
SECTION 5: PERSONAL LIABILITY BENEFITS Maximum Benefit
5a. Rental Vehicle Excess Nil
5b. Personal Liability $500,000

*Sub-limits apply - refer to your policy wording for details.

~ We will only pay for costs incurred within 12 months of the illness or Injury. You do not have cover under certain sections while traveling in New Zealand.

NZ Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. You should consider the Policy Wording before making any decisions about this travel insurance policy.

For further information on Allianz Australia Insurance Limited's financial strength rating, please refer to the following Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice on our homepage.

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