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Essentials
Travel Insurance

Start Date
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End Date
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From when you plan to leave and return to your place of residence in New Zealand.
Destination
Please select your primary region of travel. Note stopovers up to six days are permitted en-route to your destination.
Adults
Children
Dependant children, under the age of 21, who are travelling with an adult are covered free of charge.
Please enter the age of all travellers in years. Note the maximum number of people on an online booking is 10. Contact us on 0508 782 547 if your group is larger.
Age of Adult Traveller(s)

Great value travel insurance at an affordable price

Our Essentials policy makes travel insurance affordable for everyone. It provides you and your family with straight-forward cover for the essentials including medical, cancellation, baggage as well as a generous personal liability benefit.

Essentials travel insurance is a great policy if you’re looking to reduce your premium costs but still want basic coverage. Plus, if you’re travelling with your family, the policy even covers children or grandchildren under 21 years free of charge who are travelling with you!

Please note: if you have a pre-existing medical condition, then we recommend you choose our Premier Travel Insurance policy as there is no cover for pre-existing medical conditions with the Essentials policy.

Key benefits:

  • 24/7 worldwide emergency assistance
  • Generous overseas medical cover
  • Travel cancellations, delays and curtailment while travelling
  • Cancellation cover prior to departure
  • Lost or stolen baggage, passport and travel documents
  • Replacement cover on baggage items less than two years old
  • Free cover for dependent children under 21 years
  • Personal liability
  • Skiing and snowboarding plus other recreational sports included free of charge
  • Choose between $100 or $250 excess

Full schedule of benefits

Cancellation / Travel Disruption Benefits Maximum Benefit
Loss of deposit $5,000
Cancellation of Journey paid in full $5,000
Curtailment $5,000
Missed connection / travel delays $500
Frequent flyer points Nil
Strikes / hijacks Nil
Resumption of travel Nil
Medical Benefits Maximum Benefit
Overseas medical expenses $500,000
Overseas medical expenses – Terrorism Nil
Emergency dental as a result of Injury Nil
Emergency dental – pain relief Nil
Incidental hospital expenses Nil
Accompanying person Nil
Life Benefits Maximum Benefit
Funeral expenses Nil
Accidental death and permanent disablement Nil
Accidental death and permanent disablement due to terrorism Nil
Baggage, Personal Effects And Money Benefits Maximum Benefit
Personal Baggage – total limit $2,500
Personal Baggage – item limit $500
Personal Baggage – Special limit (electronic equipment, video and camera equipment) $500
Emergency Baggage $250
Travel documents $500
Personal Money Nil
Personal Liability Maximum Benefit
Rental vehicle excess Nil
Personal liability $500,000

Please click here for the policy brochure

We provide insurance cover to you on the basis that you are a resident of New Zealand, you intend to return to New Zealand after your journey, you will purchase your policy in New Zealand before you start your journey and the start date on your policy reflects the date you leave your residence in New Zealand to start your journey. Full Terms and Conditions Apply.

This insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Global Assistance and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. You should consider the Policy Wording before making any decisions about this travel insurance policy.

For further information on Allianz Australia Insurance Limited's financial strength rating, please refer to the following Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice on our homepage.